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Kuda UK Ltd. is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority (FRN 630405). We do not charge you for credit broking services. We will introduce you to Finance available from a number of our partner lenders. Kuda UK LTD try to introduce you to these services in the most responsible way we can, we try to show you all available options of payment on our website checkout pages. We urge you to consider your purchase carefully and payment method prior to entering any BNPL agreement or other financial contract.